I am a Business Major and thoroughly understand the mechanics of ALL businesses. Everyone is afraid of working within a pyramid paradigm. But, the truth is, If you leave for work and drive to you place of employment, preform your assigned job task on a daily bases and receive payment on services rendered, Then you are working in a pyramid. Your company has a CEO, Presidents, Vice Pres, Supervisors, and work leaders. Your hard work makes their bonuses possible! AND most often times the management staff out number the workers often considered "the bottom feeders".
I for one have considered many options to this type of everyday grind and chose to be one of the Independent dealers to Primerica. The truth is, there may different offices, areas and sales rep's. some aggressive and some to lax. but each with different sales techniques. As it is in all sales type business.
I looked into in very deeply before I made a decision. The money is real and the commodities or genuine. My wife's experience gained my interest when her company closed and moved to Mexico. Leaving her unemployed with a check for her 401K. Through a fellow employee of mine at my daily grind, we sat down with a Primerica agent and transferred her 401K Money to a ROTH IRA with a money market that allowed her to go to back to school full time and complete her degree and start her own web design business, And not to mention, her retirement funds are growing far more rapid then with conventional 401K ever did.
I since have help my friends, family and even my grandchildren whom are still very young, set their retirements,as well as mortgages,loans and insurance needs while loving every minute. The financial rewards aren't bad either.
TRUE! Financial security and retirements are NOT for everyone. so you should just stay away from the "Pyramid"
good luck to you.