You need to understand a few things about Primerica. First, they claim legitimacy based on their relationship with Citigroup. Citigroup is had to bott out two CEOs within the last five years and is deeply wounded by the subprime mortgage disaster. Primerica contributed heavily to that for the simple reason that getting clients to use thwir homes as a credit card is what they do!
Secondly, while I saw this mortgage debacle coming six years ago, when I mentioned it to Primerica management (I worked for Mike Bidolli, on of about 50,000 "regional vice presidents) I was labelled a "cancer." History has since vindicated me and I had enough good luck and good sense to get out of that racket before the collapse. Many other agents, regretably, could not, or would not, see what was coming.
There are legitimate insurance agents and companies. Primerica is not one of them. Do not be deceived but their promises of wealth and fame. Few ever reach that point and it is, in the final analysis, a multi-level marketing scheme you you will end up sweating your butt off for someone else.
There are other, better, more honest ways to make a living than being a shameless huckster leading desperate people down the road to ruin.