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I was a RVP in the Shane Rudman organization and met some great people in the business who did good things for people. However, I met more self centered, unscrupulous people who were Regional Vice Presidents or above who took advantage of clients as well as team memebers.

For a company and a leadership who consistently preached about doing the right thing for people, this organization was an embarassment to financial services,RVP's were more concerned about putting on a good show, making their bonuses for the month and taking $199 from the 18 year old kid to make their hiring goal for the next trip or contest. The companies business model should be taught to high school freshman on the lowlife sales techniques that Primerica and other companies use to take advantage of clients. You can buy better termlife insurance on line through a little research, always find a better mortgage, the fees are exhorbitant, the loans have a prepayment penalty, and their mutual funds are mediocre. However, the company gives a motivational inspiring presentation with good financial facts and makes you feel like you can make a million dollars.

A lot of people have made a million dollars through hard work, but having been around many of them they are not good people and have financially devastated many clients as well as teammates. My advice is run the other way, don't drink the kool-aid and if Shane Rudman is your hero or idol, you have settled for less. Although, he can give a great presentation.

I'm sure Dale Carnegie Institute would love him.

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Anonymous
#1516929

I agree with what was said in this although I never was employed or was any sort affiliated as a representative of Primerca . What I was was a client in Calgary Alberta and I approached by a representative who's opening line was "do you want to increase your wealth".

I had a fair amount of assets but when she approached I recently became estranged from my husband in 2003. I met her in 2005. She did the regular things take me to meetings tried to recruit me. But in the end she got me to invest which was a sizeable amount but to go along with the assets I/we (estranged) husband had liabilities.

With the investmentments she said not to payoff the liabilities but to invest the complete amount. The money I had was thru a holding company we had which she said to convert into personal money so here goes a long line up tax complications as time went on my debt kept on increasing in the end I had to pull out the money to get rid of my ever increasing debt load which made my investments depleted. But aside from that when I did my investment applications two of them I told her my liabilities she wrote them on the applications and I signed the applications. As I learnt what she did was my initial investment was destroyed and she did another application manipulating what I said and entered this as a true application she forged my signature on the applications.

I went to Primerica compliance which I believe was hiding things as well to protect her. In the end I made a civil claim Primerica combated this with having thier lawyers come up with a claim of security costs which was out of my league and claim was dismissed. The conclusion the reps are dishonest, deceptive everything she said were lies. So now at my ripe old age 63 I am broke.

These people should be ashamed of who they stand for. Is the making s of a good business person. Considering the salaries of RVP is minimal compared to what I earned in my life time. If you can only make a living by a con.

That doesn't say much for you as a person. You may have an outward appearance as success buy on the inside she knows what she actually is.

Anonymous
#1420507

I think u r a *** looser and a *** . Just because you we're not successful know you are talking bad about the company.

Anonymous
#1384865

According to Primerica financial reports the average rep makes about $6000 a year!!! Before taxes!...

So pls, it is a failure as a business opportunity and they were so successful, why over 80% of reps are part timers???

Because they are not making money and cannot afford to go full time. All of those posting positive comments here are doing it because they need the recruits to keep on coming

Anonymous
West Palm Beach, Florida, United States #1119594

Wah wah wah. Quit your whining, you quitter.

You CAN make a million dollars.....but not if you quit. Just because you couldn't make it doesn't mean you should slam the whole company. After all, you did stick around long enough to become an RVP. So, it was fine while you did it, but not so great once you quit.....oh okay if that makes you feel better about yourself?!

Frankly, it sounds like you are just jealous. You don't have to love everyone or agree with your up line. You could have just chosen to run your business your own style if you didn't like theirs. It's a great company that gives people an amazing opportunity to make money while helping people without having to invest a bunch of money out of your own pocket.

You inferring that those who make good money aren't good people is ridiculous because I know so many amazingly imperfect people in this company, but I guess you are perfect.

It looks like you posted this around the same time the economy crashed, so most likely you probably just quit when things got a little tough for everyone and failed to practice what the company teaches. What a shame.

Anonymous
to PrimericaKid Concord, North Carolina, United States #1222171

Exactly.. You know everyone that says.

Primerica is not real you are not thinging.. There are over 18 different companies with $65B plus that we partner with..

Do you not think that these compnies have not checked us out before partnering with us?? Check your facts and stop listneing to negitive peeps..

Anonymous
to PrimericaKid #1549894

He wrote this because he has high morals and standards, *** You didnt understand, you didnt get the point. Sorry.

At the end he did bash them lol but its drama. I ignore it, i too was asked to come work for primeamerica and character i noticed wasnt sincere.

The guy i met was younger than me and a great speaker, i almost fell for it. I just read his body language

Anonymous
#1012301

I know my SVP made a $30,000 cash only "investment" for a client in the parking lot of the clients bank? No investment was ever made.

In fact, it took over one month to have him (SVP) return the full amount to the client. There has also been sexual inappropriateness by this SVP.

Anonymous
Colleyville, Texas, United States #941678

Judging by the grammatical errors and poor sentence structure , I would wager that this guy wasn't successful and is just jealous .

I was successful with PFS but saw greater opportunities with better firms after I graduated from college. It isn't a bad gig to get started with. Use then to get your licenses and establish a track record and then grab your clients and bolt .

Anonymous
#911997

Has anyone else noticed that, it is just a story? That this man is simply just telling a monologue about his life and how badly he feels about the minor cuts and scrapes he might have committed to get to his level.

It's unfortunate he let it get to him, the mistakes of others either judging too high of themselves or judging too low of themselves when entering his organization. Primerica just like any business, is a tool for the elites in life to get to where they want to get to with strength and swiftness. It takes one who is persistent and cunning enough to get anywhere wealthy in their life. He shouldn't be putting himself down for getting as far as he did by his mentors hand or not, he worked hard at something he was passionate about and somewhere down the line gave up, most likely due to loss of vision or his being stolen by the people in his surroundings.

Anonymous RVP, thank you for giving many a chance at a financially greater life and a chance to build their skill sets beyond what most would have been willing to do for their own. You did no different than in any organization, giving it all you had to take care of your family and the people who have blessed yours, having them in mind you should feel honorable for anything good services you did. If you had worked for any other organization it would have been the same because you led your actions to be that way. How you detail them is your own choosing and how you tell the story is your own history.

Those that agree with you live the same life, those that deny you, may live greater ones or worse ones. At the end of it all though know you are strong, take that strength with you all the places you may go, for you will build much more than your own in this world.

Anonymous
to just another person #925338

⬆⬆⬆ Well said @ Just another person! Debbb76, you have to ask yourself could things be the way they are because the way you are?

me112233
to Anonymous White Plains, Kentucky, United States #966818

Very well put. All failure is the fault of the person who failed.

Never mind that swimming across the English Channel is exceptionally difficult, the failure is all your fault. Never mind that 99% of people are incapable of dunking a basketball, it is your fault if you fail. Never mind that a 3x3 pyramid scheme, by it's very design, means that 97.5% of the people involved can't possibly make the big bucks . .

. it's your fault if you fail.

Anonymous
to me112233 #1427784

Great analogy. Primerica is basically throwing people into the English Channel and asking them to swim across it. Doesn't matter whether or not they know how to swim, as long as they pay the signup fee.

Anonymous
#775862

Hi my name is Michael Groves ,I too have had some bad experiences as well , But I have found Capital Choice and is similar to what Al Williams was but better, not PFS. If you are interested in the same opportunity but a whole lot better.

If you want to make it and not have any give ups or any *** you described give me a call.I will give you an offer you will not want to say no to. I know axactly what you went through and believe you are on the money. You can have better than you had and MAKE more money here .

I recruited two RVP's and one has made 1.3 million in 8 yrs personal production mostly, the other more than 500,000 in 6 yrs. If you want the same opportunity call 860 806 5360 we will talk

Anonymous
#765758

Do you know how Stanley Buyer got involved with Primerica? Find out what is behind his announcement to get involved with a new financial opportunity next month.

Craig

832.356.7226

Anonymous
#719321

I've worked for big financial firms. I have an MBA in finance and I have rubbed elbows with the best of them. I've also worked with morons at both types of firms. You know...the silver spoon type who graduated in theater but couldn't find a job but Daddy was in the business and had some pull so they work for a big firm? Ya...not too different from a high school grad with respect to the knowledge needed to really be good. ???

It's really simple. Yes, you need to have access to good investment vehicles. But bottom line folks....if they person advising you is an ***...you can have the best funds or insurance from the best company but because they are constructed poorly, you might as well hang it up.

Choosing your advisor carefully and wisely, in my opinion, is much more important than the actual company. As long as they have decent options, that is. Don't let the industry fool you. It is all about the people. ,)

Anonymous
Orlando, Florida, United States #703833

the internet has become the new bathroom wall...obvioously you are not getting the whole picture! :cry

Anonymous
#565445

Annonymous, my friend. I too am an RVP.

I've never made millions. Don't have the ring. But,I've been here for 26 years. Other companies have wanted me to work for them.

Make more money. But, what you didn't get is that the concept of Primerica is good. It's not a job. There are no benefits like at a job.

No salary. Just commissions. And, I like that. Go out one night a week and make $1,000 to $2,000 is fun.

I'm helping people as after 26 years, I know what I'm doing and know the products inside and out. I have no regrets and love the company.

I will say this, the excitement that RVP's try to use to motivate their agencies does get over the top. Especially with the religious testimony meetings and revival sermons from a few. But, that's to be expected from people that came from having nothing to having a lot and being thankful for it.

While they need to tone it down, I understand why they give God the glory. But, it doesn't chase me out and I can run my agency the way I want to. You were an RVP and also had the freedom to run it your own way. So, why didn't you?

Perhaps you really weren't RVP material to begin with or was just promoted way too early. That happens a lot.

Anonymous
to Gr***pper Caballo, New Mexico, United States #664031

I LOVE THIS COMPANY.. ITS TAUGHT ME MORE ABOUT LIFE AND HOW THINGS WORK THAN ANYTHING IVE CAME ACROSS...

THE PUBLIC SCHOOL SYSTEM IS A SCAM...

NOT .. AND I SAYYYYYY { not } PRIMERICA :)

Anonymous
#539527

I've seen this business wipe out people bank accounts, get people in more conflicts with their wives, and they're still brainwashed into building this 'business' for their RVP. There's better opportunities to own a business in this country, don't waste your time if your frustrated doing this.

Anonymous
#511704

Every company, business, place of work has bad apples. But to say EVERY RVP is bad is wrong.

I have met some amazing people that have gone well past the call of duty to help out those under him. They are teaching people things they should of learned in our school system but didn't. I FOR ONE. Will not write a policy or recuit someone I don't want to work with or can't afford it.

I made money my first day out. I make money daily. So if you think everyone is bad in Primerica then you must thing the whole HUMAN RACE is bad. It's called sterotyping.

And that is being judgemental. If we were doing things wrong or bad the SEC would shut us down.

You don't get rated #1 for writing bad business. :p

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