Need term life insurance? Get your best deal from Primerica, then go to www.insure.com You'll find policies from a number of A rated companies for (oftentimes) half the cost of the Primerica policy.
I've been a life agent since 1980 and this is the truth. By more competitive term and have more money to invest!
You might also call your State Insurance Department. Investigators there will definitely have information on Primerica
By the way, ask your PM agent what his/her real job is. Many of them are part-timers. Not many make it in the insurance profession.