This is a company to avoid at all costs whether as a would be sales representative or as a policy holder. As a potential representative, the model fo growth is a multi leverl markeitng scheme based on one's wam markets (friends and family).
There is not an emphasis of sales. There is a low end commission on sales. The focus is recruiting ones friends and making a cut off of their work. You only get several licenses and cannot become a full broker of all financial services.
Sales reps are limited to what investment products they can sell.
Start up fees and reoccuring fees are also part of the initial package in hiring, so expect at least $200 out of pocket right away.