Before committing yourself to doing something, do some research. All these comments are just opinions.
Here is my opinion. There are always some risks while getting yourself involved in businesses, jobs, or relationships. Primerica may have its pros and cons. If you know how to use your resources, you may be at the top with Primerica, or you can take those licenses and go elsewhere.
The way Primerica is structure may seem to be like a "scam".
One thing I feel that distinguish Primerica from being a scam is the ceritified licenses. It all depends on how each individuals potential and ability to make anything work in this world.