We are all "big boys & girls" any business venture you consider should be researched to your satisfaction. I contacted my state Attorney Generals Office, and was informed over the past 36 months their had been 5 complaints. All were resolved to customers satisfaction.
Then I checked out nation wide, there were 108 complaints in a 36 month period. with a dozen pending.
As to the SMART loans, for the short period I have been with Primerica, I haven't had any loans at or near 9%! All much below. and a wide range of credit scores.
Before Primerica, I had been in real estate for 12 years and mortgage lending for almost 3 yrs. I have seen how both take advantage of the comsumer. Use your head check things out. What is good for one may not always be good for someone else.
Each office has it's own atmosphere, the one I am associated with is great, I have never had so much support when I needed help or had questions.
For those of you that had a bad experience with Primerica sorry it didn't work out, but be an adult and let others do their own research and see for themselves.