I've been with Primerica for 18 years. The people posting these negative posts never cease to amaze me.
Primerica works. You can't pick apart what we do for middle class families. In 18 years I haven't seen another company that does what we do to help families. Maybe our term isn't the cheapest, but whose is? Maybe our mutual funds aren't the top performing but they're pretty close. Who else is selling mutual funds to the middle class for $25 or $50 per month?
When you submit business you get paid...Always have. If you build a business you get paid overrides and bonuses if you're an RVP. Nobody can sit down with me and show me how it doesn't work.
These comments typically are written by people that tried Primerica and didn't make it. Usually because they didn't work like they should have. Some of the harshest and longest comments are written by those that failed at Primerica and went with another company. Typically a company that spends all day every day talking about how bad Primerica is, meanwhile doing everything they can to mimick us; from their incentive trips to even giving rings away to top earners.
I do understand that a lot of your success here depends on working out of a good office that does what's right and focuses on training their representatives. Primerica does have offices that don't make these things a priority so you do see some negative posts written by people that honestly weren't given a fair shake. I don't like it but you can't avoid it. Anyone that says that their company doesn't have that element is either lying or doesn't have real opportunity.
My life has changed dramatically due to Primerica. I also have many financially independent representatives and clients due to this company. It's not perfect but in 18 years I haven't seen anything that is. I do believe that Primerica is the closest though.
The thing about Primerica or ANY real opportunity is that ultimately it's fair. Meaning those that work the hardest are the most successful. When someone doesn't make it here it's because THEY didn't do it...PERIOD!
And that's a tough pill to swallow. For most the best way to deal with it is to go the negative route. It makes them feel better about themselves.
Hope this helpes.